Cold water warmwater techniques

[Nathan]

Looking for some advice of fishing for warmwater species in cold water, mainly bluegill, crappie, pumpkinseeds ect. I fished a big lake yesterday and I know there are tons of fish in it but I could buy a bite. What is your go too lures/baits when the water is cold? The water temp. was 46 if I remember correctly. My state has been getting a lot of rain and so the creeks are blown out which leads to a murky lake with visibility being around 5". Just looking for some help on catching some of these buggers till it warms up!!

Thanks

-Nathan